🧭 Services

A full-service desk for individuals.

Exchange, send, trade & earn — all in one trusted place, with real rates and instant RMB settlement.

Open the converter Talk to the desk

📊 Live rates snapshot● live

USD¥6.74mid

EUR¥7.85mid

GBP¥9.17mid

HKD¥0.8595mid

USDT¥6.72mid

BTC¥537,825.00mid

Updated every 60s · full board →

👤 For individuals 🏢 For businesses

11Verified members

0Exchanges settled

2P2P trades released

288+Currencies & coins

What we do

💵

Buy & sell currency

Swap Renminbi for USD, GBP, EUR, CAD, AED and more at tight, transparent rates with instant settlement.

70+ live markets
Same-day RMB settlement
Rate lock at quote time

Get a quote →

🌍

International transfers

Send money abroad for tuition, rent, suppliers or family at real exchange rates and upfront fees.

Alipay, WeChat, UnionPay in
Wire & local rails out
Track every payment

Start a transfer →

₿

Crypto desk

Buy and sell BTC, ETH and USDT against the Renminbi with fast, secure on/off-ramp settlement.

BTC · ETH · USDT · USDC
Escrow-protected release
Cold-storage custody

Trade crypto →

🤝

P2P marketplace

Trade currency & crypto directly with other verified members — escrow-protected with buyer/seller chat.

Escrow on every trade
Ratings & trade history
Dispute review desk

Browse offers →

🔔

Rate alerts & watchlist

Tell us your target rate. We ping you the moment the market hits it — silent otherwise.

Any pair, any level
Push / email / in-app
Free with any account

Set an alert →

🎓

Travel & student FX

Lock travel money or tuition currency ahead of time and protect yourself from swings.

Book weeks in advance
Split-purchase strategy
Stamped exchange receipt

View rates →

💡 Bank vs Transforex Currency Exchangereal spreads, not marketing

What mattersTypical bankTransforex Currency Exchange

FX spread on USD/CNY✕ 3.0 – 4.5%✓ ~1.8% desk board

Time to settle✕ 1–3 business days✓ Same-day, often minutes

Rate lock at quote✕ Rarely✓ Yes — locked at quote time

Weekend service✕ Closed✓ Sat 08:00–20:00 CST open

Track & receipt✕ Paper & branch visits✓ Digital, stamped, downloadable

Crypto rails✕ Not offered✓ BTC · ETH · USDT · USDC

P2P marketplace✕ Not offered✓ Escrow-protected, ratings

⚖️ Our commitments

⏱

Same-day settlement

Fiat exchanges settle to a China bank / Alipay / WeChat Pay / UnionPay within the trading day, most in under 30 minutes.

📞

Human support

Real people on WeChat, phone & email during desk hours. Complex tickets acknowledged in under 15 minutes.

🔒

Escrow protection

Every P2P trade held in escrow. Funds only move when both sides confirm — full dispute review otherwise.

📄

Transparent fees

The rate you see is the rate you get. No hidden margins, no "correspondent bank" surprises.

❓ FAQ

How do you make money if your spread is so tight?

Volume. Our desk clears large aggregate flow — thousands of transactions a day — so we can run tighter per-trade spreads than a bank branch and still keep the lights on.

Is my money safe with Transforex Currency Exchange?

Yes. Fiat is settled through licensed partner banks, crypto held in dual-control cold storage, and every P2P trade is escrow-protected. Read our security controls →

Do you support corporate accounts?

Yes — KYB onboarding, dedicated relationship desk, tiered pricing and consolidated invoicing. Switch to the "For businesses" tab above to see the bundle.

What if I need to send money outside China?

We settle international transfers via wire, SWIFT, and (where available) local rails. See Send money →

Do you have an API?

Yes — REST endpoints for quotes, orders and status, plus signed webhooks. Sandbox available on request.

What are your hours?

Mon–Sat, 08:00–20:00 CST for the human desk. Rates, orders and P2P are 24/7.

Need something bespoke?

Custom currencies, large volumes, priority settlement or corporate onboarding — the desk is one call away.

Contact the desk